Friday, January 15, 2010

Confession Friday: An obsession

I'm obsessed.

I'm obsessed with my budget workbook in Excel.I'm pretty positive nothing can make me nerdier, but with a goal of paying off both cars and all our credit cards (hopefully by the end of the year) I'm obsessed with putting numbers in the boxes and watching our total debt shrink, shrink, shrink.

I just went through and paid all of our bills, except for the couple bills that change monthly that we haven't gotten yet (like gas/electric and cable) and put a big fat payment towards our current pay-off-ASAP credit card. I entered in my payments, and you know what? I just didn't think the number went down enough, so I tossed in another $200.

It still didn't go down as much as I'd like, but not being able to just throw money at the credit card recklessly (I mean, we need some money left to live on, right?) I went and updated all the fields that have our current balance in them. Easy enough for the most part, except for one. Our car loan on our "newest" car. For some bizzare reason, the bank that holds the title on that car doesn't let you use their website to make payments, track balances, etc. Is most annoying. I can pay the bill through our regular banks billpay, but I have to call to check my balance.

So I did.

You know what?

It went down $1,000.

Finally, I'd decided I was satisfied with the numbers change. But I wasn't satisfied with how much I'd played. So I spent another 30 minutes adding formulas and changing formats, highlighting and blacking out cells. It was the epitome of nerdiness, I mean, maybe not as nerdy as mock trial, but it's up there.

I'm feeling pretty accomplished. There's just something satisfying in getting just the right formula to work in my budget sheet. And in watching debt disappear.


  1. love the nerdiness! we're trying to pay off our car loan too, I can't wait until it's gone! Good luck paying it all off!

  2. It is very nice to know I'm not the only one who does stuff like this. I do it every pay day! (And the end of the month when interest is paid.)

    Way to go paying off loans/credit cards!



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